Progressive glass claims in Florida
Progressive Windshield Replacement in Florida
Progressive policyholders in Florida with comprehensive coverage get windshield replacement with no deductible under Florida Statute 627.7288. We verify your Progressive coverage, help you open the glass claim, and send a technician to you.
- $0 with comprehensive on a Florida policy (Fla. Stat. 627.7288)
- You choose the shop — not your insurer (Fla. Stat. 627.7291)
- We help you open the claim and handle scheduling
- Mobile install at your home or work
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Progressive policyholder? We'll verify your coverage first.
Does Progressive cover windshield replacement in Florida?
Yes — if your Progressive auto policy was issued in Florida and includes comprehensive coverage. Under Florida Statute 627.7288, the deductible doesn't apply to windshield damage, so most Progressive policyholders pay $0 for a repair or replacement.
The waiver covers the front windshield; side and rear glass follow your normal comprehensive deductible. Liability-only policies don't cover damage to your own glass, and policies written in another state follow that state's rules. Not sure what you have? Send us your policy details and we'll check before you do anything.
How to file a Progressive windshield claim
- Start a claim by logging in at progressive.com, in the Progressive app, or by calling Progressive's claims center.
- Choose your glass shop. Progressive's FAQ says you get to choose who repairs or replaces your windshield — it recommends Safelite or an affiliated shop, but you're free to pick another shop you trust.
- Give us your claim number and we schedule your mobile install anywhere we serve in Florida.
Prefer help? Call us at (941) 290-7667 — we can walk you through the call with Progressive and book your appointment on the spot.
Can I choose my own glass shop with Progressive?
Yes. Progressive says the choice of glass shop is yours, and Florida Statute 627.7291 backs that up for every insurer.
Good to know
- Progressive notes it offers a $0 glass deductible option in certain states. In Florida you don't need an add-on for the windshield — the deductible waiver for windshield damage is required by law when you carry comprehensive.
- Liability-only Progressive policies don't cover damage to your own glass. If you're not sure what you have, send us your insurance info and we'll check.
Source: Progressive's glass claim guidance. Insurer processes change — check your policy documents for current details.
Progressive windshield claim FAQ
Does Progressive cover windshield replacement in Florida?
Yes, if your Progressive auto policy was issued in Florida and includes comprehensive coverage. Florida Statute 627.7288 says the deductible doesn't apply to windshield damage, so the replacement is typically $0. Liability-only policies don't cover damage to your own glass.
Can I choose my own glass shop with Progressive?
Yes. Progressive says the choice of glass shop is yours, and Florida Statute 627.7291 backs that up for every insurer.
Who files the windshield claim — me or the glass shop?
You do. For policies issued or renewed on or after July 1, 2023, Florida law (s. 627.7289) doesn't allow glass benefits to be assigned to a repair shop, so the claim stays in your name. We walk you through it, usually in one short call.
Will a windshield claim raise my Progressive rates?
Windshield claims fall under comprehensive coverage and aren't at-fault accidents, so they usually don't affect rates the way at-fault accidents can. Florida law doesn't specifically bar insurers from considering claim history, so ask Progressive if you're concerned.
Do I need Progressive's glass deductible option in Florida?
Not for the windshield. Florida Statute 627.7288 already waives the deductible for windshield damage on policies with comprehensive coverage. Side and rear glass still follow your normal comprehensive deductible.
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Our services
- Windshield Chip & Crack Repair
- ADAS Camera Calibration
- Fleet & Commercial Windshield Replacement
- Rideshare Driver Windshield Replacement
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MyFreeWindshield is an independent auto glass company. We are not affiliated with, endorsed by, or sponsored by Progressive. Progressive is a trademark of its respective owner.
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