Allstate glass claims in Florida
Allstate Windshield Replacement in Florida
Have Allstate auto insurance in Florida? If your policy includes comprehensive coverage, Florida Statute 627.7288 means your deductible doesn't apply to windshield damage. We take care of the scheduling and come to you for the install.
- $0 with comprehensive on a Florida policy (Fla. Stat. 627.7288)
- You choose the shop — not your insurer (Fla. Stat. 627.7291)
- We help you open the claim and handle scheduling
- Mobile install at your home or work
Get Your Free Windshield
Allstate policyholder? We'll verify your coverage first.
Does Allstate cover windshield replacement in Florida?
Yes — if your Allstate auto policy was issued in Florida and includes comprehensive coverage. Under Florida Statute 627.7288, the deductible doesn't apply to windshield damage, so most Allstate policyholders pay $0 for a repair or replacement.
The waiver covers the front windshield; side and rear glass follow your normal comprehensive deductible. Liability-only policies don't cover damage to your own glass, and policies written in another state follow that state's rules. Not sure what you have? Send us your policy details and we'll check before you do anything.
How to file a Allstate windshield claim
- Start the claim in the Allstate mobile app, online in your Allstate account, or through your Allstate agent. Choose glass or windshield damage as the claim type.
- Tell Allstate you're using your own glass shop.
- Share your claim number with us and we'll book your mobile replacement.
Prefer help? Call us at (941) 290-7667 — we can walk you through the call with Allstate and book your appointment on the spot.
Can I choose my own glass shop with Allstate?
Yes. Under Florida Statute 627.7291, Allstate — like every insurer — can't require you to use a particular glass company for your windshield.
Good to know
- Whether your windshield is repaired or replaced, a covered windshield claim on a Florida policy with comprehensive coverage is typically $0 out of pocket.
- Have your policy number, your vehicle's year, make, model and VIN, and the date you noticed the damage ready when you file.
Allstate windshield claim FAQ
Does Allstate cover windshield replacement in Florida?
Yes, if your Allstate auto policy was issued in Florida and includes comprehensive coverage. Florida Statute 627.7288 says the deductible doesn't apply to windshield damage, so the replacement is typically $0. Liability-only policies don't cover damage to your own glass.
Can I choose my own glass shop with Allstate?
Yes. Under Florida Statute 627.7291, Allstate — like every insurer — can't require you to use a particular glass company for your windshield.
Who files the windshield claim — me or the glass shop?
You do. For policies issued or renewed on or after July 1, 2023, Florida law (s. 627.7289) doesn't allow glass benefits to be assigned to a repair shop, so the claim stays in your name. We walk you through it, usually in one short call.
Will a windshield claim raise my Allstate rates?
Windshield claims fall under comprehensive coverage and aren't at-fault accidents, so they usually don't affect rates the way at-fault accidents can. Florida law doesn't specifically bar insurers from considering claim history, so ask Allstate if you're concerned.
Does Allstate charge a deductible for windshield replacement in Florida?
Not if your policy includes comprehensive coverage. Florida Statute 627.7288 says the deductible doesn't apply to windshield damage on Florida policies with comprehensive coverage.
Other insurance companies
Our services
- Windshield Chip & Crack Repair
- ADAS Camera Calibration
- Fleet & Commercial Windshield Replacement
- Rideshare Driver Windshield Replacement
- Florida service areas →
MyFreeWindshield is an independent auto glass company. We are not affiliated with, endorsed by, or sponsored by Allstate. Allstate is a trademark of its respective owner.
Ready for your $0 windshield?
Send us your info and we'll confirm your Allstate coverage, help with the claim, and come to you.
Get Started